Don’t overpay for Medford renters insurance.

Renters insurance built to protect your belongings, liability, and peace of mind. Learn more about it with Nobile.

Nobile Insurance Agency has been helping Medford renters find the right coverage for decades. We're a local agency with our office right here on Salem Street, and we know what Medford renters actually need.

We work directly with top carriers including Mapfre, Progressive, and Vermont Mutual to compare options and find you coverage that fits your situation and your budget.

Getting a quote is easy and 100% free. Request one online, reach out to us directly, or use our Client Portal and Knowledge Center to manage your policy and learn more about renters insurance, all without the phone tag.

Looking to bundle and save? See more on personal insurance.

Renters Discounts

Account Credit (Policy Bundles)
Claim Free Discount
Paid-In-Full Discount
Protective Device Credit
Endorsement Combination Discount

Availability and amounts vary by carrier and policy. Eligibility factors apply. All discounts and credits may not be listed.
Last updated May 2026

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Save big when you bundle renters with car insurance with Nobile.

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100 years of trust. Here's proof.

"I've been a loyal customer of Nobile Insurance Agency for over 40 years, and that alone says a lot. Whether it's home, auto, or any other coverage, they've always made the process clear and easy. It's rare these days to find a company that still values long-term relationships, and Nobile absolutely does.

— Dee N. (Current Client & Verified Google Review)

"Nobile has a team of knowledgeable agents who go the extra mile. With multiple cars and homeowners insurance policies, there are always questions, and the Nobile team is ready to get the answers and making sure we are properly covered."

— M. Tramontozzi (Current Client & Verified Google Review)

"So helpful and knowledgeable. My family has been using this agency for so long, I have to say for over 30 years. Each time I call them, I'm met with professionalism, helpfulness and knowledge. They know exactly what they're doing and always deliver exceptional service. Highly recommend!"

— Lisa G. (Current Client & Verified Google Review)

Here’s how it works.

1

Fill out a smart form.

On our free quote page, select a smart form option and we'll review your coverage and premium to improve or adjust it based on your needs. This lets us check for discounts and quickly compare rates across our carriers to find you the best price.

No policy? No problem. Just select "No" when asked and we'll get started.

2

We'll match you with a carrier.

We'll pair you with a carrier that offers the best combination of protection, price, and reliability. After we find the right fit, we'll send over a quick application for you to review and sign.

3

You're all set.

Once your application is complete, you'll receive proof of coverage and be fully insured. From there, we'll always be around to help with policy updates, claims, and anything else that comes up.

Already insured? No problem. We’ll review your coverage and compare rates to find you the best price.

Quotes are 100% free. No payment upfront needed.

Why you need renters insurance

Renters insurance helps protect your personal property, provides personal liability coverage if someone is injured in your unit, and can help cover temporary living expenses if your apartment becomes uninhabitable due to a covered loss.

Finding the right coverage at the right price shouldn't be complicated. At Nobile, we make it easy to get coverage that works for you.

Insuring a condo instead? See more on condo insurance.

The cost of renters insurance

Last updated January 2026

Premiums for renters insurance can vary based on several factors. It’s important to understand what affects the cost so you can get the best price for what you have. Here are some of the most common ways your premium may be impacted.

Location

Your unit’s location plays a role in pricing. Renting in a lower-risk or well-protected area can help keep your premium more affordable.

Claim History

Carriers consider your past claim or loss history when calculating your premium. Generally, the more claims on record, the more your premium may increase.

Number of Total Units

The total number of units in your apartment building can affect your premium. Larger apartment complexes often spread risk across more residents, which can result in lower premiums compared to smaller buildings.

Discounts

Many carriers offer discounts that can help reduce your premium, such as bundling renters and auto insurance, having safety features like smoke detectors or security systems, or maintaining a claim-free history.

Coverages and how they work

Some information sourced from Progressive | Last updated January 2026

On every Massachusetts renters policy, you’ll find a breakdown of your coverages, endorsements, and credits. Here’s how it works.

Standard Coverages

Personal Property coverage protects your personal belongings, including electronics, furniture, clothing, and more. For more expensive items like jewelry or collectibles, you may want to consider adding an additional endorsement called Scheduled Personal Property.
Loss of Use or Additional Living Expenses (ALE) coverage may provide cost relief if you’re unable to live in your unit while it’s being repaired or is temporarily uninhabitable. This may include hotel bills, restaurant meals, and other increased living costs.
Personal Liability coverage protects you if you’re found legally responsible for someone else’s injuries or have damaged their property.
Medical Payments coverage may help pay for minor medical expenses if a guest is injured at your rented premises, regardless of fault.

Other Coverages and Endorsements

You can choose to add other coverages to your policy depending on what you need. Here’s a few common ones.

Scheduled Personal Property
Personal Umbrella
Home Computer Coverage
In-Home Business Coverage

Coverage availability and limits vary by carrier and policy.

Get a free quote with top carriers.