Commercial Lines
Coverage built for your business.
Commercial insurance policies, also known as business insurance, protect businesses from the financial risks that come with day-to-day operations. These policies can cover property damage, employee injuries, vehicle accidents, lost income and wages, and more. The right coverage keeps your business stable when the unexpected comes.
We’re proud to work with businesses, restaurants, and property owners throughout Massachusetts, including the North End and Medford communities, to make sure they’re properly protected. We cover the risks that come with running a business, so you can stay focused on growing it.
We shop multiple carriers to find the right coverage at the right price, and we're always available when you need help. No call centers. No runaround. Just real people who know your name. We believe strong relationships come from understanding your business and protecting it with care, clarity, and integrity.
If you have more questions about commercial policies, contact us.
Commercial Solutions
- Commercial Liability (Including E&O)
- Workers' Compensation
- Commercial Auto (Fleet)
- Business Owner's Policy (BOP)*
- Surety Bonds
- Commercial Property
- Business Interruption (Business Income)
- Commercial Umbrella
- Crime (Cyber, Employee Theft, Forgery)
*Businessowners Policies (BOPs) typically bundle Business Liability, Business Interruption, and Business Property coverage into one policy.
Explore our comprehensive commercial insurance offerings for businesses of all types. List may not include all of our commercial products.
Last updated May 2026
100 years of trust. Here's proof.
"I've been a loyal customer of Nobile Insurance Agency for over 40 years, and that alone says a lot. Whether it's home, auto, or any other coverage, they've always made the process clear and easy. It's rare these days to find a company that still values long-term relationships, and Nobile absolutely does.
— Dee N. (Current Client & Verified Google Review)
“I have been with Nobile for over 15 years and they have handled both my personal and business insurance coverage. They have always gotten me everything I requested in a timely manner. Highly recommend them for your insurance needs.”
— Doreen G. (Current Client & Verified Google Review)
"So helpful and knowledgeable. My family has been using this agency for so long, I have to say for over 30 years. Each time I call them, I'm met with professionalism, helpfulness and knowledge. They know exactly what they're doing and always deliver exceptional service. Highly recommend!"
— Lisa G. (Current Client & Verified Google Review)
Our popular commercial products.
General Liability
Protects your business from third-party claims of bodily injury, property damage, or legal expenses. The foundation of most commercial insurance solutions.
Auto & Fleet
Protects company vehicles, drivers, and cargo. Whether you have one work truck or an entire fleet, this coverage keeps your business moving safely.
Surety Bonds
Helps your business meet legal and contractual obligations. Provides financial assurance to clients, partners, or regulators that your commitments will be fulfilled.
Business Owner's Policy
Also known as a BOP. Bundles Business Liability, Business Interruption, and Business Property coverage into one policy. A smart, streamlined option for small to mid-sized businesses.
Learn more about coverage.
Policy discounts. Money back in your pocket.
Each carrier offers discounts and credits that can help lower your insurance premium. At Nobile, we’re here to make sure you get every one you qualify for. You can save more on your commercial policies when you bundle them with the same carrier, install safety features like wired smoke detectors and alarms, keep your property updated and well-maintained for favorable pricing, and maintain continuous coverage to qualify for renewal credits.
Common Discounts and Credits
- Account Credit (Policy Bundles)
- Safety Features Discount
- Property Condition Credit
- Increased Deductible Discount
- Claim Free Discount
- Clean Driving Credit
- Good Credit History Discount
Availability and amounts vary by carrier and policy. Eligibility factors apply.
Last updated March 2026
And there’s more ways to save.
We work with trusted carriers known for reliable coverage and strong service.
And insurance for your day-to-day.
Why Nobile?
Here’s a few reasons why we’re the top pick for thousands of Mass families and businesses.
Coverage that fits.
We get to know your situation first, then recommend what actually fits. No filler, no gaps.
100+ years in.
Home, auto, and commercial insurance in Massachusetts since 1920. There isn't much we haven't seen.
Old school. New tools.
Manage your policy online, submit updates with smart forms, and access info 24/7. Phone tag is out. Having control is in.
No pressure. Ever.
We won't bombard you with follow-ups or sales pitches. Real help when you ask for it, and quiet when you don't.
We know Mass.
RMV forms, flood zones, carrier quirks — we know how insurance actually works around here.
One team. Every coverage.
Small team, every line of business handled in-house. You're talking to someone who knows your name and your policy.
See what our clients have to say.
Commercial Insurance FAQs
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To get started on a free, no-obligation quote, all we need is your business name, the type of work you do, and your Federal Tax ID number.
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To make sure your coverage matches your needs, we’ll visit your business location and evaluate things like property limits, liability exposure, lost income, and employee risks/injuries.
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Yes, we can quote multiple business policies at once through our network of trusted and top-rated carriers.
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Yes. Whether your business has one vehicle or an entire fleet, we’ve got coverage options to match.
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Yes. Most carriers offer an option to pay your bill online. You can visit our Manage Policy page to see if your carrier is listed and pay directly from there.
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Commercial policies don’t offer as many discounts and credits as personal policies, but there are still ways to save.
You may qualify for the following:
Multi-Policy Credits if you bundle your business coverage with personal policies.
Safety Feature Discounts for properties with wired smoke detectors, alarms, or security systems.
Favorable Pricing on updated and well-maintained buildings.
Renewal Credits for maintaining continuous coverage without claims.
Every business is different, so we’ll review your situation to make sure you’re getting all available savings.