What is commercial insurance?

Commercial insurance policies protect businesses from the financial risks that come with day-to-day operations. These policies can cover property damage, employee injuries, vehicle accidents, lost income and wages, and more. The right coverage keeps your business stable when the unexpected comes.

We’re proud to work with many businesses, restaurants, and property owners in the North End and Medford communities to make sure they’re properly protected. We cover the risks that come with running a business, so you can stay focused on growing it.

Respect and integrity are at the heart of Nobile. We believe strong relationships start with treating every client the way we’d want to be treated. We take the time to understand what matters to you, so we can protect it properly. We tend to every policy with care, clarity, and a commitment to doing right by you.

If you have more questions about commercial policies, contact us.

Commercial Insurance Products

  • Commercial Liability (Including E&O)
  • Workers’ Compensation
  • Commercial Auto (Fleet)
  • Business Owner's Policy (BOP)*
  • Surety Bonds
  • Commercial Property
  • Business Interruption (Business Income)
  • Commercial Umbrella
  • Crime (Cyber, Employee Theft, Forgery)

*Businessowners Policies (BOPs) typically bundle Business Liability and Business Property coverage into one policy.

Explore our comprehensive commercial insurance offerings for businesses of all types. List may not include all of our commercial products.
Last Updated: September 2025

Our popular commercial products.

Commercial General Liability Insurance

Commercial General Liability coverage, also known as General or Commercial Liability, protects your business from third-party claims of bodily injury, property damage, or legal expenses. It’s the foundation of most commercial insurance programs.

Commercial Auto & Fleet Insurance

Commercial Auto policies, including Fleet Insurance, protect company vehicles, drivers, and cargo. Whether you have one work truck or an entire fleet, this coverage keeps your business moving safely.

Surety Bonds

Surety Bonds help your business meet legal and contractual obligations. They provide financial assurance to clients, partners, or regulators that your commitments will be fulfilled.

Business Owner’s Policy (BOP)

Business Owner’s Policies typically bundle Business Liability and Business Property coverage into one policy.

Let’s get started. Zero hassle.

Policy discounts. Money back where you want it.

Each carrier offers discounts and credits that can help lower your insurance premium. At Nobile, we’re here to make sure you get every one you qualify for. You can save more on your commercial policies when you bundle them with the same carrier, install safety features like wired smoke detectors and alarms, keep your property updated and well-maintained for favorable pricing, and maintain continuous coverage to qualify for renewal credits.

Common Discounts and Credits

  • Account Credit (Policy Bundles)
  • Safety Features Discount
  • Property Condition Credit
  • Increased Deductible Discount
  • Claim Free Discount
  • Clean Driving Credit
  • Good Credit History Discount

Availability and amounts vary by carrier and policy. Eligibility factors apply.
Last Updated: September 2025

And there’s more ways to save.

We work with top carriers that deliver reliable coverage and real service.

  • MAPFRE

  • Vermont Mutual

  • Quincy Mutual

  • The Hanover Insurance Group

  • CHUBB

  • Utica First Insurance Company

  • AmTrust

  • Mass Property MPIUA

  • Johnson & Johnson Insurance

  • RLI

  • CNA Surety

Insurance solutions for your company. And for you.

A graphic with text saying "So, why Nobile?"

Real people. Real help. Real fast.

The right service.

We get to know you and recommend coverage that actually makes sense. Let's make this easy.

Experienced agents.

With over 100 years of experience in home, auto, and commercial insurance, we know how to get the job done right.

Modern convenience.

Manage your policy online, submit updates with our smart forms, and access info 24/7. Phone tag is out. Having control is in.

Under no pressure.

We’ll never bombard you with follow-ups or sales pitches. Just real help when you ask for it.

We know Mass.

From RMV forms to local quirks, we know how insurance works here. And we keep learning.

Better than a master of one.

We do it all. Our team is small, but everything’s handled with care. You’re talking to someone who knows your name and your policy.

See what our clients have to say.

  • Lisa G. (Verified Google Review)

    So helpful and knowledgeable. My family has been using this agency for so long, I have to say for over 30 years. Each time I call them, I'm met with professionalism, helpfulness and knowledge. They know exactly what they’re doing and always deliver exceptional service. Highly recommend!

  • Dr. B

    I have been using Nobile for cars since 1962 and homeowners since 1982. Staff is wonderful and service is fantastic.

  • Tenzin R.

    Team was very responsive and professional. I was able to save $800 on my auto policy. Would recommend Nobile Insurance!

  • Doug H.

    Our family has been with Nobile Insurance for as long as I can remember. In fact, we are second generation clients, and my children are third generation with Nobile. Their staff is extremely knowledgeable and always quick to go the extra mile to resolve any issues, even ones we have had with the RMV! They are the definition of friendly, fast customer service, and I would recommend them to anyone who needs homeowners or automobile insurance.

  • Dee N. (Verified Google Review)

    I’ve been a loyal customer of Nobile Insurance Agency for over 40 years, and that alone says a lot. Throughout the decades, they’ve consistently provided me with exceptional service, trusted advice, and peace of mind. Their team is knowledgeable, responsive, and genuinely cares about their clients. Whether it’s home, auto, or any other coverage, they’ve always made the process clear and easy. It’s rare these days to find a company that still values long-term relationships — and Nobile absolutely does. I highly recommend them to anyone looking for reliability and integrity in an insurance agency.

  • M. Tramontozzi (Verified Google Review)

    Nobile has a team of knowledgeable agents who go the extra mile. With multiple cars and homeowners insurance policies, there are always questions, and the Nobile team is ready to get the answers and making sure we are properly covered. Having direct contact with the same people (instead of a customer service line where you never get the same person) reassures the value that the Nobile team brings to us and all their clients.

  • Doreen G. (Verified Google Review)

    I have been a long-time customer of Nobile Insurance Agency. It is a family-run business. I have always had excellent service from the agents that work there.

Commercial Insurance FAQs

  • To get started on a free, no-obligation quote, all we need is your business name, the type of work you do, and your Federal Tax ID number.

  • To make sure your coverage matches your needs, we’ll visit your business location and evaluate things like property limits, liability exposure, lost income, and employee risks/injuries.

  • Yes, we can quote multiple business policies at once through our network of trusted and top-rated carriers.

  • Yes. Whether your business has one vehicle or an entire fleet, we’ve got coverage options to match.

  • Yes. Most carriers offer an option to pay your bill online. You can visit our Manage Policy page to see if your carrier is listed and pay directly from there.

  • Commercial policies don’t offer as many discounts and credits as personal policies, but there are still ways to save.

    You may qualify for the following:

    • Multi-Policy Credits if you bundle your business coverage with personal policies.

    • Safety Feature Discounts for properties with wired smoke detectors, alarms, or security systems.

    • Favorable Pricing on updated and well-maintained buildings.

    • Renewal Credits for maintaining continuous coverage without claims.

    Every business is different, so we’ll review your situation to make sure you’re getting all available savings.

Ready to get started?