Personal Lines
Massachusetts personal insurance made easy.
Personal insurance covers the things you’ve worked hard for, like your home, your car, and your belongings.
As an independent, family-owned agency, we work for you, not an insurance company. We shop multiple carriers to find the right coverage at the right price, and we’re here with guidance when you need it most.
No call centers, no runaround. Just real people who know your name.
Get a free quoteQuotes are 100% free. No payment needed.
Quotes from top Massachusetts carriers
Our popular personal products.
Home & Condo
Coverage that protects more than just your house.
We cover your property, belongings, and personal liability, whether you own a home, townhouse, or condo.
Renters
Protects what’s yours, even if the place isn’t.
We insure your electronics, clothing, furniture, and more against fire, theft, and water damage.
Auto
Coverage for cars, classic cars, motorcycles, boats, RVs, and trailers.
We’ll walk you through the right coverage levels for your household and vehicles.
Umbrella
An extra layer of protection on top of your standard coverages.
We can write umbrella policies up to $5 million to protect your assets.
100 years of trust. Here’s proof.
“I’ve been a loyal customer of Nobile Insurance Agency for over 40 years, and that alone says a lot. Whether it’s home, auto, or any other coverage, they’ve always made the process clear and easy. It’s rare these days to find a company that still values long-term relationships, and Nobile absolutely does.”
“Nobile has a team of knowledgeable agents who go the extra mile. With multiple cars and homeowners insurance policies, there are always questions, and the Nobile team is ready to get the answers and making sure we are properly covered.”
“So helpful and knowledgeable. My family has been using this agency for so long, I have to say for over 30 years. Each time I call them, I’m met with professionalism, helpfulness and knowledge. They know exactly what they’re doing and always deliver exceptional service. Highly recommend!”
Policy discounts. Credit where it’s due.
See 20+ discountsEach carrier offers discounts and credits that can help lower your insurance premium. At Nobile, we’re here to make sure you get every one you qualify for. Save more when you bundle policies and when you qualify for credits like the Good Student, Low Mileage, Claim Free, or Paid-In-Full discounts.
Availability and amounts vary by carrier and policy. Eligibility factors apply.
We work with trusted carriers known for great coverage.
Why Nobile?
Here are a few reasons why we’re the top pick for thousands of Mass families and businesses.
Coverage that fits.
We get to know your situation first, then recommend what actually fits. No filler, no gaps.
100+ years in.
Home, auto, and commercial insurance in Massachusetts since 1920. There isn’t much we haven’t seen.
Old school. New tools.
Manage your policy online, submit updates with smart forms, and access info 24/7. Phone tag is out. Having control is in.
No pressure. Ever.
We won’t bombard you with follow-ups or sales pitches. Real help when you ask for it, and quiet when you don’t.
We know Mass.
RMV forms, flood zones, carrier quirks: we know how insurance actually works around here.
One team. Every coverage.
Small team, every line of business handled in-house. You’re talking to someone who knows your name and your policy.
See what our clients have to say.
Personal Insurance FAQs
What types of personal insurance does Nobile offer?
We write most personal lines of coverage, including auto, home, condo, renters, motorcycle, landlord, and umbrella insurance. If you’re not sure what you need or want to review what you already have, reach out and we’ll walk you through it.
How do I know if I have enough coverage?
Most people don’t find out that they’re underinsured until something goes wrong. The best way to know is to have someone review your current policies and make sure your limits actually reflect your situation. That’s something we do for free.
If you’re a Nobile client, reach out and we’ll take a look. If you’re not, getting a quote gives us the chance to do the same thing.
What happens if I need to file a claim?
Contact your carrier directly as soon as possible after an incident. Most carriers have 24/7 claims lines and online or app-based reporting.
If you’re a Nobile client and aren’t sure where to start or how to navigate the process, reach out and we’ll point you in the right direction. You can start filing a claim on our Manage Policy page, and our Claims Guide has a full breakdown of how the process works.
Manage Policy Claims GuideCan I bundle my policies to save money?
Yes, and we recommend it. Usually, carriers offer loyalty discounts when you have both your home and auto insurance through them. Exact discount percentage amounts vary from carrier to carrier.
Learn more about policy bundlesCan I pay my bill online?
Yes. Most carriers offer an option to pay your bill online. You can visit our Manage Policy page to see if your carrier is listed and pay directly from there.
Manage PolicyDo I qualify for any discounts?
Your eligibility for any discounts depends on your carrier. To name a few, our carriers typically offer discounts like Low Mileage, Good Student, Multi-Car, Paid-In-Full, and Account Credit if you’re bundling home and auto. When we write your policy, we’ll make sure you receive any discounts you may be eligible for.
Learn more about policy discountsIf you think you qualify for more discounts, email us.
hello@nobileinsurance.comDo I need renters insurance if my landlord doesn’t require it?
Renters insurance isn’t required by Massachusetts state law, but your landlord may require it in your lease. Either way, it’s what protects your own personal property and liability.
See more on renters insurance with NobileCan I drive without car insurance?
In Massachusetts, auto insurance is required by law. Driving without it is a criminal offense, not just a fine, and a serious legal risk.
Learn more about car insurance with NobileCan I switch insurance carriers mid-policy?
Yes. You can switch carriers at any point during your policy term, and you’ll be refunded any unused premium. On auto policies, your old carrier may deduct an early cancellation charge called a short rate, unless you cancel within the first 30 days.
If you think you’re overpaying or your coverage isn’t the right fit, reach out and we’ll shop your policy across our carriers to find you a better rate.
There’s never been a better time.
Bundle and save when you switch to Nobile.
Get a free quoteQuotes are 100% free. No payment needed.
Quotes from top Massachusetts carriers