What is personal insurance?

Personal insurance covers the things you've worked hard for — your home, your car, and your belongings. At Nobile, we make it simple. We'll find you the right coverage at the right price, and we're here with guidance when you need it most.

At Nobile, we're an independent, family-owned agency. We work for you, not an insurance company. We shop multiple carriers to find the right coverage at the right price, and we're always available when you need help. No call centers, no runaround. Just real people who know your name. We tend to every policy with care, clarity, and a commitment to doing right by you.

Personal Insurance Products

  • Homeowners Insurance
  • Auto Insurance
  • Condo Insurance
  • Renters Insurance
  • Flood Insurance
  • Boat Insurance
  • Motorcycle Insurance
  • Classic Car Insurance
  • Personal Umbrella

Explore our most popular personal insurance products to protect your home, vehicles, and lifestyle.
Last updated March 2026

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Our popular personal products.

Home & Condo

Coverage that protects more than just your house. We cover your property, belongings, and personal liability, whether you own a home, townhouse, or condo.

Renters

Protects what's yours, even if the place isn't. We insure your electronics, clothing, furniture, and more against fire, flood, theft, and water damage.

Auto

Coverage for cars, motorcycles, boats, RVs, and trailers. We'll walk you through the right coverage levels for your household and vehicles.

Umbrella

An extra layer of protection on top of your standard coverages. We can write umbrella policies up to $5 million to protect your assets.

Learn more about coverage.

Policy discounts. Money in your pocket.

Each carrier offers discounts and credits that can help lower your insurance premium. At Nobile, we’re here to make sure you get every one you qualify for. Save more when you bundle policies and when you qualify for credits like the Good Student, Low Mileage, Claim Free, or Paid-In-Full discounts.

Common Discounts and Credits

  • Multi-Car Discount
  • AAA Member Discount
  • Loyalty Discount
  • Paperless Credit
  • Claim Free Discount
  • Good Student Discount
  • Student Away Discount
  • Low Mileage Discount
  • Superior Construction Credit
  • New Home Discount
  • Protective Device Discount

Availability and amounts vary by carrier and policy. Eligibility factors apply.
Last updated March 2026

And there’s more ways to save.

We work with trusted carriers known for reliable coverage and strong service.

MAPFRE
Progressive
Vermont Mutual
Quincy Mutual
Utica First
AmTrust
Mass Property
Johnson & Johnson
CNA
RLI

Insurance for you and your business.

A graphic with text saying "So, why Nobile?"

The right service.

We get to know you and recommend coverage that actually makes sense. Let's make this easy.

Experienced agents.

With over 100 years of experience in home, auto, and commercial insurance, we know how to get the job done right.

Modern convenience.

Manage your policy online, submit updates with our smart forms, and access info 24/7. Phone tag is out. Having control is in.

Under no pressure.

We'll never bombard you with follow-ups or sales pitches. Just real help when you ask for it.

We know Mass.

From RMV forms to local quirks, we know how insurance works here. And we keep learning.

Better than a master of one.

We do it all. Our team is small, but everything's handled with care. You're talking to someone who knows your name and your policy.

See what our clients have to say.

Personal Insurance FAQs

  • Yes, and we recommend it. Usually, carriers offer loyalty discounts when you have both your home and auto insurance through them. Exact discount percentage amounts vary from carrier to carrier.

    Learn more about policy bundles here.

  • Yes. Most carriers offer an option to pay your bill online. You can visit our Manage Policy page to see if your carrier is listed and pay directly from there.

  • Your eligibility for any discounts depends on your carrier. To name a few, our carriers typically offer discounts like Low Mileage, Good Student, Multi-Car, Paid-In-Full, and Account Discounts if you’re bundling home and auto.

    When we write your policy, we’ll be able to make sure you receive any discounts you may be eligible for.

    Learn more about policy discounts here.

    If you think you qualify for more discounts, contact us via email.

  • Renters insurance isn’t required by Massachusetts state law, but landlords may require it in lease agreements to protect your own personal property and liability.

    See more on renters insurance with Nobile.

  • In Massachusetts, auto insurance is required by law. Driving without it is a criminal offense - not just a fine, but a serious legal risk.

    Learn more about car insurance with Nobile.

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