Personal Lines
Massachusetts personal insurance made easy.
Personal insurance covers the things you've worked hard for, like your home, your car, and your belongings. At Nobile, we make it simple. We'll find you the right coverage at the right price, and we're here with guidance when you need it most.
At Nobile, we're an independent, family-owned agency. We work for you, not an insurance company. We shop multiple carriers to find the right coverage at the right price, and we're always available when you need help. No call centers, no runaround. Just real people who know your name. We tend to every policy with care, clarity, and a commitment to doing right by you.
Personal Solutions
- Homeowners Insurance
- Auto Insurance
- Condo Insurance
- Renters Insurance
- Flood Insurance
- Boat Insurance
- Motorcycle Insurance
- Classic Car Insurance
- Personal Umbrella
Explore our most popular personal insurance products to protect your home, vehicles, and lifestyle.
Last updated May 2026
100 years of trust. Here's proof.
"I've been a loyal customer of Nobile Insurance Agency for over 40 years, and that alone says a lot. Whether it's home, auto, or any other coverage, they've always made the process clear and easy. It's rare these days to find a company that still values long-term relationships, and Nobile absolutely does.
— Dee N. (Current Client & Verified Google Review)
"Nobile has a team of knowledgeable agents who go the extra mile. With multiple cars and homeowners insurance policies, there are always questions, and the Nobile team is ready to get the answers and making sure we are properly covered."
— M. Tramontozzi (Current Client & Verified Google Review)
"So helpful and knowledgeable. My family has been using this agency for so long, I have to say for over 30 years. Each time I call them, I'm met with professionalism, helpfulness and knowledge. They know exactly what they're doing and always deliver exceptional service. Highly recommend!"
— Lisa G. (Current Client & Verified Google Review)
Our popular personal products.
Home & Condo
Coverage that protects more than just your house. We cover your property, belongings, and personal liability, whether you own a home, townhouse, or condo.
Renters
Protects what's yours, even if the place isn't. We insure your electronics, clothing, furniture, and more against fire, flood, theft, and water damage.
Auto
Coverage for cars, motorcycles, boats, RVs, and trailers. We'll walk you through the right coverage levels for your household and vehicles.
Umbrella
An extra layer of protection on top of your standard coverages. We can write umbrella policies up to $5 million to protect your assets.
Learn more about coverage.
Policy discounts. Money in your pocket.
Each carrier offers discounts and credits that can help lower your insurance premium. At Nobile, we’re here to make sure you get every one you qualify for. Save more when you bundle policies and when you qualify for credits like the Good Student, Low Mileage, Claim Free, or Paid-In-Full discounts.
Common Discounts and Credits
- Multi-Car Discount
- AAA Member Discount
- Loyalty Discount
- Paperless Credit
- Claim Free Discount
- Good Student Discount
- Student Away Discount
- Low Mileage Discount
- Superior Construction Credit
- New Home Discount
- Protective Device Discount
Availability and amounts vary by carrier and policy. Eligibility factors apply.
Last updated March 2026
And there’s more ways to save.
We work with trusted carriers known for reliable coverage and strong service.
Insurance for you and your business.
Why Nobile?
Here’s a few reasons why we’re the top pick for thousands of Mass families and businesses.
Coverage that fits.
We get to know your situation first, then recommend what actually fits. No filler, no gaps.
100+ years in.
Home, auto, and commercial insurance in Massachusetts since 1920. There isn't much we haven't seen.
Old school. New tools.
Manage your policy online, submit updates with smart forms, and access info 24/7. Phone tag is out. Having control is in.
No pressure. Ever.
We won't bombard you with follow-ups or sales pitches. Real help when you ask for it, and quiet when you don't.
We know Mass.
RMV forms, flood zones, carrier quirks — we know how insurance actually works around here.
One team. Every coverage.
Small team, every line of business handled in-house. You're talking to someone who knows your name and your policy.
See what our clients have to say.
Personal Insurance FAQs
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Yes, and we recommend it. Usually, carriers offer loyalty discounts when you have both your home and auto insurance through them. Exact discount percentage amounts vary from carrier to carrier.
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Yes. Most carriers offer an option to pay your bill online. You can visit our Manage Policy page to see if your carrier is listed and pay directly from there.
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Your eligibility for any discounts depends on your carrier. To name a few, our carriers typically offer discounts like Low Mileage, Good Student, Multi-Car, Paid-In-Full, and Account Discounts if you’re bundling home and auto.
When we write your policy, we’ll be able to make sure you receive any discounts you may be eligible for.
Learn more about policy discounts here.
If you think you qualify for more discounts, contact us via email.
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Renters insurance isn’t required by Massachusetts state law, but landlords may require it in lease agreements to protect your own personal property and liability.
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In Massachusetts, auto insurance is required by law. Driving without it is a criminal offense - not just a fine, but a serious legal risk.
*Bundle discount of 38% is an average for Vermont Mutual policyholders in MA. Individual results vary based on coverage levels and eligibility. Rates and discounts are subject to change.