Affordable renters insurance in Boston.

We’ve been serving Massachusetts renters for decades, providing excellent insurance coverage that actually works for them. With direct relationships to top carriers like Mapfre, Progressive, Vermont Mutual, and more, we’ll help you compare options and find coverage that makes sense for you.

At Nobile, we combine local expertise with modern convenience. Our website makes it easy to request quotes, reach out to us, or manage your policy 24/7, without the hassle of phone tag. You’ll also find helpful resources like FAQs and our Client Portal & Knowledge Center to learn more about insurance.

Whether you’re buying your first home, renting out an apartment, or looking for discounts, we’ll make sure you get the coverage that works for you.

Looking to insure business property? See more on commercial insurance.

The cost of renters insurance

Last updated March 2026

Premiums for renters insurance can vary based on several factors. It’s important to understand what affects the cost so you can get the best price for what you have. Here are some of the most common ways your premium may be impacted.

Location

  • Your unit’s location plays a role in pricing. Renting in a lower-risk or well-protected area can help keep your premium more affordable.

Claim History

  • Carriers consider your past claim or loss history when calculating your premium. Generally, the more claims on record, the more your premium may increase.

Number of Total Units

  • The total number of units in your apartment building can affect your premium. Larger apartment complexes often spread risk across more residents, which can result in lower premiums compared to smaller buildings.

Discounts

  • Many carriers offer discounts that can help reduce your premium, such as bundling renters and auto insurance, having safety features like smoke detectors or security systems, or maintaining a claim-free history.

Discounts for your renters policy

There are many ways to save on your renters policy. Here are some of the most common discounts and credits you may qualify for. Also take a look at our full Discounts page.

Renters Discounts and Credits

  • Account Credit (Policy Bundles)
  • Claim Free Discount
  • Paid-In-Full Discount
  • Protective Device Credit
  • Endorsement Combination Discount

Availability and amounts vary by carrier and policy. Eligibility factors apply.
Last updated March 2026

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See what our clients have to say.

  • Lisa G. (Verified Google Review)

    So helpful and knowledgeable. My family has been using this agency for so long, I have to say for over 30 years. Each time I call them, I'm met with professionalism, helpfulness and knowledge. They know exactly what they’re doing and always deliver exceptional service. Highly recommend!

  • Dr. B

    I have been using Nobile for cars since 1962 and homeowners since 1982. Staff is wonderful and service is fantastic.

  • Tenzin R.

    Team was very responsive and professional. I was able to save $800 on my auto policy. Would recommend Nobile Insurance!

  • Doug H.

    Our family has been with Nobile Insurance for as long as I can remember. In fact, we are second generation clients, and my children are third generation with Nobile. Their staff is extremely knowledgeable and always quick to go the extra mile to resolve any issues, even ones we have had with the RMV! They are the definition of friendly, fast customer service, and I would recommend them to anyone who needs homeowners or automobile insurance.

  • Dee N. (Verified Google Review)

    I’ve been a loyal customer of Nobile Insurance Agency for over 40 years, and that alone says a lot. Throughout the decades, they’ve consistently provided me with exceptional service, trusted advice, and peace of mind. Their team is knowledgeable, responsive, and genuinely cares about their clients. Whether it’s home, auto, or any other coverage, they’ve always made the process clear and easy. It’s rare these days to find a company that still values long-term relationships — and Nobile absolutely does. I highly recommend them to anyone looking for reliability and integrity in an insurance agency.

  • M. Tramontozzi (Verified Google Review)

    Nobile has a team of knowledgeable agents who go the extra mile. With multiple cars and homeowners insurance policies, there are always questions, and the Nobile team is ready to get the answers and making sure we are properly covered. Having direct contact with the same people (instead of a customer service line where you never get the same person) reassures the value that the Nobile team brings to us and all their clients.

  • Doreen G. (Verified Google Review)

    I have been a long-time customer of Nobile Insurance Agency. It is a family-run business. I have always had excellent service from the agents that work there.

We’ll insure your car, too.

Visit Us

We have a location in the heart of the North End and one in Medford Square. Take your pick.

Medford Office

39 Salem Street
Medford, MA 02155

Boston Office

30 Prince Street
Boston, MA 02113

We’re open Monday through Friday from 9:00am to 4:00pm.

Medford

 

Boston

 

Rent easy.

Renters Insurance FAQs

  • There are a few ways to help bring your premium down. Bundling your renters and auto policies with the same carrier is one of the most common. Protective devices, like sprinklers and central station burglar alarms, can also make your premium more affordable.

    See more on discounts here.

  • Because every unit is different, it’s difficult to provide a true average. Yearly renters insurance premiums will depend on your unit’s location, its size, your coverage amounts and selections, and claim history.

  • Yes. And we recommend it. Bundling your renters insurance with an auto policy will lower your premiums, so you can keep more money in your pocket.

    Get renters and auto quotes here.